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Private mortgage insurance (PMI) is usually required when your down payment is less than 20% of the home price. It protects the lender. If you put 20% or more down, it won't be added to your payment. On conventional loans, you can usually ask to remove it once you reach 20% equity.
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Total monthly payment (PITI)
$0
Includes private mortgage insurance (down payment under 20%)
Principal & interest$0
Property tax$0
Homeowners insurance$0
PMI$0
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